Partner Family Frequently Asked Questions

Q: What is a “Partner Family?”

A: A Partner Family has gone through Habitat’s family selection process and been approved by the Habitat Board of Directors.

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Q: What service does Habitat for Humanity provide?

A: Habitat for Humanity provides a way for low-income families to own their own home through a zero-interest, 20 year mortgage. Mortgage payments are approximately $350 – $400 a month.

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Q: How does Habitat for Humanity choose Partner Families?

A: There are three factors Habitat looks for when considering Partner Families: need, ability to pay the mortgage, and willingness to partner with Habitat for Humanity. This means:

  • The monthly salary must be within a specific range depending on family size
Family Size Gross Annual Family Income
1 $13,250-$24,255
2 $15,150-$27,720
3 $17,050-$31,185
4 $18,900-$34,650
5 $20,450-$37,455
6 $21,950-$40,205
7 $23,450-$43,010
8 $24,950-$45,760
9 $26,450-$48,510
10 $27,950-$51,260
11 $29,450-$54,010
  • The family cannot have filed for bankruptcy within the last 3 years.
  • The family must be willing to put in 300 hours of “sweat equity” (volunteer labor), and attend 10 classes on subjects like financing and home maintenance
  • U.S. Citizen or Green card
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Q: What do I do now?

A: Call 260.422.4828 to sign up for an enrollment meeting. Expect to be asked a few pre-qualification questions during the call. The enrollment meeting will explain the process of becoming a Partner Family and start you down the road to home ownership.