Partner Family Frequently Asked Questions
Q: What is a “Partner Family?”
A: A Partner Family has gone through Habitat’s family selection process and been approved by the Habitat Board of Directors.
Q: What service does Habitat for Humanity provide?
A: Habitat for Humanity provides a way for low-income families to own their own home through a zero-interest, 20 year mortgage. Mortgage payments are approximately $350 – $400 a month.
Q: How does Habitat for Humanity choose Partner Families?
A: There are three factors Habitat looks for when considering Partner Families: need, ability to pay the mortgage, and willingness to partner with Habitat for Humanity. This means:
- The monthly salary must be within a specific range depending on family size
|Family Size||Gross Annual Family Income|
- The family cannot have filed for bankruptcy within the last 3 years.
- The family must be willing to put in 300 hours of “sweat equity” (volunteer labor), and attend 10 classes on subjects like financing and home maintenance
U.S. Citizen or Green card
Q: What do I do now?
A: Call 260.422.4828 to sign up for an enrollment meeting. Expect to be asked a few pre-qualification questions during the call. The enrollment meeting will explain the process of becoming a Partner Family and start you down the road to home ownership.